If you don’t need a roadside assistance program for your car, you might choose to receive one soon. The winter months are the days most motorists need help with such issues as dead batteries, flat tires, along with keys locked inside their own cars.
With below-freezing temperatures in much of the northern United States lately, Sinclair says roadside support calls to his office are up roughly four times the usual number, Nationally which range from 7,700 to 17,000 requests each hour.USAA Towing Roadside Washington DC
Figuring out the perfect strategy for you, however, may not be easy. “Every Employee assistance application is a little more different,” says Melvin Yules, Consumer car analyst. You want to do your own research. Here are some questions to ask yourself.
Am I covered?
In the event you purchased a new car or a certified used vehicle recently, your automobile might have developed a roadside assistance program which lasts for the length of the guarantee, which for a new automobile is at least three years or 36,000 miles.
New Hyundais, for example, supply five decades of roadside assistance, and licensed used Hyundais are insured for 10 years from the date the vehicle was initially put in service.
If you have purchased a service contract–also called an extended warranty–by an automaker or aftermarket company, you could also have coverage.
Make sure you check the conditions of your vehicle insurance plan too. Some carriers, like Allstate, Geico, and Nationwide, provide roadside assistance as an addition to their auto insurance policies.
Also check the fine print in your credit card arrangements. Cards such as the American Express Premier Rewards Gold Card provide roadside help.
How do I Locate a plan?
There are various websites that compare roadside aid programs. Here are few tips to help you decide which strategy is best.Road Res-Q
How much does a roadside assistance program cost?
The amount you need to pay can differ widely. Plans generally start at about $40 to $60 for the initial year, but premium coverage that provides additional or increased advantages can cost tens of thousands of dollars yearly. For example, OnStar plans using roadside aid, accessible on GM vehicle, range from $20 to $35 a month.
Credit card issuers that provide roadside assistance often make it available on a per use basis so there are no upfront charges. Chase Bank’s Roadside Dispatch service, for example, costs $59.99 per incident and includes towing up to five miles, cycle changing, jump-starting, and gas delivery.
How often can I use the service?
Plans typically restrict the amount of support requests to four or five per year. Exceed that, and you’re going to need to cover the complete price of any help you get, whether it’s towing, then extracting your vehicle in the snow, or having gas delivered into your car. Rates vary by towing firm but the typical nationwide fee to tow a car is $109, according to the website Angie’s List.AAA Road Side Towing VA
Is it easy to call for assistance?
Plans usually have a toll free number you may dial. Many plans, including people from AAA, Allstate, and Great Sam Roadside Assistance, let you download a smartphone program that you can use to phone for assistance. The app also supplies your exact location using your phone’s GPS capabilities. Some vehicles, such as OnStar-equipped General Motors models, include onboard electronics so that you are able to ditch roadside assistance and speak to a representative at the push of a button.